Password managers aren't the only answer, here's what I do now
I used a popular password manager for years, but when it had a breach, I lost access to all my accounts. I figured out a way to split my passwords between digital and physical notes, which feels safer now. For instance, I keep bank logins on paper in a safe, and social media in the manager. This approach gave me peace of mind after the scare.
Always thought going fully digital was the smart move. After my email got locked out during a service outage, I got it. Now I keep my main email password written down at home. Everything else is in the manager. If the manager has a problem, I can still get to my email to reset everything else. Your bank and social media split makes total sense.
Yeah, that "locked out during a service outage" part is the real nightmare scenario. I had something similar happen with an old phone number tied to 2FA. Your idea of the written-down main email password is actually brilliant, a simple physical backup for the most important key. Makes you realize total digital trust is kinda fragile. What do you use for your password manager?