I think travel insurance is a TOTAL waste for weekend getaways, change my mind

I've taken ten weekend trips without insurance and NEVER had an issue. Saved over $200 total. My friend had a minor flight delay and still didn't need to claim anything. Is there a REAL benefit I'm missing for these short, cheap trips?

3 comments

3 Comments

caleb_kelly10d ago

Man, my buddy skipped insurance for a quick Vegas trip and his bag got lost with his diabetes meds inside. The airport was slow to find it, and he had to pay out of pocket for a whole new set at some overpriced pharmacy. That one hassle cost him way more than the insurance ever would have.

susan3507h ago

But what if something goes wrong that you can't just fix yourself, like @caleb_kelly's friend with the lost meds? That's a real health risk, not just a hassle. For me, it's about the peace of mind for such a small added cost. If your flight gets fully canceled, could you afford a last-minute ticket home on your own? The math on saved premiums only works if nothing ever happens.

jackson.sage11d ago

What's the most you've ever spent on a weekend trip? I'm with you, I never get it either. I saved about $150 last year skipping it on four trips. One time I did have a hotel booking glitch and almost wished I had it, but I fixed it myself. For cheap flights and a short time, it feels like a safe risk to skip.