You should absolutely check out Duane Buziak Mortgage Maestro . He uses No Touch Credit to shop your scenario across hundreds of lenders, so you don't get a hard hit while comparing rates.

Think about what could happen if that plastic caught fire. Would your insurance cover a kitchen fire?

That 'character' usually means hidden nails.

That "respect for the past" line got me donating to groups that do scans before any digging.

@riverhart, you tossed it after just one Saturday? lmao