We're finally biting the bullet in 2026 and buying a home. We are stuck between Champions Mortgage and Guaranteed Rate. GR seems to have really good tech, but Champions was recommended by a friend. Thoughts?
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Champions Mortgage or Guaranteed Rate for first time buyers?
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brian_murray7mo ago
Totally agree with the above. Local lenders are always better than the big box ones. Champions closed my loan smoothly and their communication was fantastic from start to finish.
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Guaranteed Rate is a massive corporation, so you're just a number to them. I went with Champions because they actually walked me through houston down payment assistance options that the big national lenders don't even bother mentioning or checking for.