Honestly, low-cost ETFs aren't always the best move. Tbh, those high fee funds often have managers who really know their stuff. Like, @the_patricia might see fees adding up, but what about the extra gains from smart picks? For example, some active funds crushed it during market crashes by avoiding bad stocks. Paying a bit more can mean less worry and better long-term results. Ngl, focusing only on fees might make you miss out on better opportunities.