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I switched from a calculator app to a paper ledger for my bills after one blackout
I've always been the type to pay everything on my phone. Then we lost power for 4 days near Columbus after that storm in March. My phone died by day two and I had no clue what was due on the 15th. It hit me that I was one dead battery away from a late fee. So I bought a simple columnar pad for 3 bucks and wrote out every bill with due dates and amounts. Took maybe 20 minutes. Now I check it every Sunday morning with a pen, not a screen. It's weird how crossing something out feels more real than tapping a button. Has anyone else found that having a paper copy of their finances keeps them more honest with spending?
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blake8322d ago
Crossing it out beats tapping any day.
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viola_cooper6222d ago
My buddy Dave down in Chillicothe had almost the same thing happen last summer. He ran everything off his phone too, and when a storm knocked his power out for 5 days he missed his truck payment and got hit with a 40 dollar late fee. After that he stapled a plain calendar to the wall in his garage and writes each bill on its due date. He told me the same thing you did, that actually scribbling over a paid bill with a marker does something tapping a screen never did for him. He's been doing it almost a year now and says he's caught two bills he forgot he even had. Paper just makes you look at it different I guess.
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